盈盈姐了解黄金吗？ 房子是十年一个周期。估计这一波会在2016年到顶。不知道对不对

钱是赚不完的。任何东西有个Balance是最好的

那个利率低就用哪个。你可以用extra cash去save against the principal

回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=983820&postid=61996900#61996900]530楼盈盈一笑的帖子[/url] 我个人觉得钱是流向欧洲，日本，还有美国 这个图表我不是太清楚。QE3开始缩减buyback.也就是FED的注入资金少了。这会不会导致一个错觉就是流入美国的资金多了

假设一个利率是4.0另一个是3.5 那么一个要月付2000块，而另一个要付1800块 这时候你每个月还是付2000块.这多出来的200块可以用來付本金也就是principal 当你开始付贷款的时候这1800块里只有200块左右是本金其他都是利息。也就是说一年以后你的贷款只付掉了2400块。尽管从你的荷包里银行掏走了1800*12 Make sure you have no prepayment penalty. And also you need to evaluate your financial status,how long you will stay in one place etc. arm also has its risks such as potentially higher interest rates after 7 or 10 years.in general if you can reduce your principal quickly you can pay off your loan much faster. I am not a loan expert. Please just take my words as a reference.

回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=983820&postid=62099928#62099928]555楼盈盈一笑的帖子[/url] 股市一般是冬暖夏凉。那么对于退休基金应该怎么应对呢？Buy bond? 现在的股市有点高了。I am expecting a pull back some time because the prediction for this year is only 10% profit.