你提到过可以把闲钱放在一些MUTUAL FUND 里

“There should be some short-term investment available. I have put portion of mine into a short-term brokage account (mutual funds). It has more flexibility in terms of withdrawing it, and yet it has a better return.”

能具体说说怎么操作法，有什么样的BROKAGE FIRM 可以推荐，平均RETURN大概是多少？我有一些买房首付的资金，想作一些短期投资。

多谢了