你们还是没有吃透现在的保险政策。已经说过了, 现在保险政策其实是很favor低收入人群的。
如果agi 17500到agi50000之间，都有补助。如果是每个月挣1500元。那么保险是每月1美元。政府补贴每月699，政府帮助你, 买上面说的no deductible.的700一个月的保险。
所以每月收入1500元的美国人，和每月收入7000元的美国人，能够负担的医疗保险，其实是一样的。
huashan2018 发表于 2021-02-09 15:58
我替我妈买保险，从来没找到有no deductive 700 一月，是州不同的缘故吗？
你说的是O8 care？我家阿姨总是说什么红蓝卡和白卡，那个是 Medicare and Medicaid，对不对？那我以后如果把我妈独立报税，是不是就可以买这个1刀的保险了？是不是还需要我给她开个工资什么的才行？
purplebasil 发表于 2021-02-09 16:06
我没看明白你为什么给你妈买一万的保险。你让你妈给你打工，比如做家务，开工资，这样她自己报税，自己买o8 care，要不了一万啊。
报个zip 帮你查
huashan2018 发表于 2021-02-09 16:40
发消息给mm了，谢谢。
报个zip 帮你查
huashan2018 发表于 2021-02-09 16:40
MM你的建议真的很好，之前给妈妈工资开的高，没有发现有好的plan。
然后你建议给妈妈开$18000工资，一下子就出来好多特别划算的plan。
我贴给你看，真的多谢MM！
MM
Jan 28, 2021
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The coronavirus disease 2019 (COVID-19) national emergency has presented unprecedented challenges for the American public. Millions of Americans are facing uncertainty and millions of Americans are experiencing new health problems during the pandemic. Due to the exceptional circumstances and rapidly changing Public Health Emergency (PHE) impacting millions of people throughout the US every day, many Americans remain uninsured or underinsured and still need affordable health coverage. In accordance with the Executive Order issued today by President Biden, the Centers for Medicare & Medicaid Services (CMS) determined that the COVID-19 emergency presents exceptional circumstances for consumers in accessing health insurance and will provide a Special Enrollment Period (SEP) for individuals and families to apply and enroll in the coverage they need. This SEP will be available to consumers in the 36 states served by Marketplaces that use the HealthCare.gov platform, and CMS will conduct outreach activities to encourage those who are eligible to enroll in health coverage. CMS strongly encourages states operating their own Marketplace platforms to make a similar enrollment opportunity available to consumers in their states.
Starting on February 15, 2021 and continuing through May 15, 2021, Marketplaces using the HealthCare.gov platform will operationalize functionality to make a SEP available to all Marketplace-eligible consumers who are submitting a new application or updating an existing application. These consumers will newly be able to access the SEP through a variety of channels: through HealthCare.gov directly, the Marketplace call center, or direct enrollment channels. Additionally, consumers can work with a network of over 50,000 agents and brokers who are registered with the Marketplace, along with over 8,000 trained assisters, ready to assist consumers with their application for coverage.
