以下是引用warmice在2006-1-5 14:49:00的发言：
看网上好像负面的评论多，但昨天上门来讲的人真的讲的不错，老公就同意买了，但我们不准备去拉人，就纯粹投资。
昨天那人给我们看她的VUL帐户，好像是不错，两年来收益都有16％左右。
大家快帮忙看看吧。多谢了。
Stay away from it if you are still student or just begin to work. Even you have had a job for a long time, think about it and study the terms carefully before you buy it. I lost my money because I didn't see the tricks and think about it carefully.
All the posters before mine are absolutely right. My own suggestion: don't buy it.