去年9月份做primary rasidence, 30 yr fix jumbo, 2.75%,上个月refi with Ally Bank, 30 yr fix jumbo, 2.49%. Credit score 800+. 上周刚刚又买了一个投资房，上周升利率之前锁定了30 yr fix jumbo, 2.75% with PNC bank. 这么多年买房的经验，PNC bank’s rate is always the best.