以下是引用liloskoala在2006-3-3 18:00:00的发言：
before April 15, I can contribute $4000 for 2005. For 2005, our houshold income does not exceed $150k, but will for 2006. Can I open a roth IRA before april 15? thank you, mm.好像听说有什莫条件。
sure, everything comes with a "if.."
如果2人都有401K能开吗？如果一方有，另一方没有能开吗？这部分钱免税吗？
If you and your other half totally earn 15w+, you cannot open Roth IRA.