[看看你是穷人还是富人]一个美国“平均”家庭的资产负债表

根据美联储今年9月21号发表的统计:


($)
Real Estate     $195,266
Durable Goods     $39,191
Bank Deposits     $61,267
Bonds        $25,869
Stocks        $63,779
Mutual Funds     $41,349
Pensions Reserve   $107,333
Life Insurance Reserve $11,511
Other Financial Assets $81,154
Total Assets     $626,716

Mortgage     $84,338
Consumer Credit    $22,649
Bank Loans     $959
Other Liabilities    $4,313
Total Liability     $112,258

Net Worth     $514,458



当然,平均值掩盖了许多事实。20%的人可能拥有80%的财富, 这我们都知道。