[求助]请教大虾们这个保险plan如何?十分感谢
刚刚开始工作,但是单位里不给买保险。提供了一个合作的保险公司,可以考虑。我没有
自己买过保险,想请教一下这里的ggddjjmm
保险分为两部分。
basic的部分: $11.90 bi-weekly
$15 co-pay;
annual basic medical benefit: $1000 max/yr, paid at 80%, $50 deductible/yr

annual accident benefit after basic medical benefit after basic medical
coverage is used: $1000max/yr, paid at 80%, $50 deductible per occurance;
accidental death benefit $10,000
prescription coverage benefit: discount.
除了这部分,还有一个shot-term major medical insurance plan: $70 monthly
$250 deductible per coverage period
first $5000, 80%
$5000 up 100%

在考虑是不是应该两个一起买。basic的那部分还有两个level,具体的benefits稍微有点
不一样,价钱贵一些。应为没有买过保险,所以一点概念都没有。请大家帮忙提提意见,
也欢迎提供价廉物美的保险信息。
非常感谢