我觉得不用存了 马上免费了

bangobunny 发表于 2021-06-19 13:20

可惜马上还不够快啊，家里有个要升12年级的

我孩子刚出世，我就每人开了个投资账户，只想利用一下kiddie tax，那时也忙就只放money market（那时利息不错），到了09年春，3月时all in，一直到现在。 我平时那些分红会放到现金账号，然后大盘跌的时候就会买入（比如去年3月）。 so far so good收益超过大盘，可以支付私校4年学费

怎么利用kiddie tax? 529吗？

syb1999 发表于 2021-06-19 14:19

Under the kiddie tax law, all unearned income over the threshold is taxed at the parent’s marginal income tax rate rather than the child’s tax rate. In 2020, unearned income under $1,100 qualifies for the standard deduction, the next $1,100 is taxed at the child’s tax rate, which is very low—sometimes zero percent—and then anything in excess of $2,200 is taxed at the guardian’s tax rate, which could be as high as 37%.

你放在股票上不卖，哪来的kiddle tax

fololunsia 发表于 2021-06-20 11:46

分红啊