Jewelry mutual的保险楼主说的情况都包
kawaiiiiii 发表于 1/7/2016 4:34:25 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=1953149&postid=70333561#70333561]
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谢谢这位mm的回复。我读了一遍保险条款,有一些细节,赔与不赔之间,我分不清楚。比如下面这段,
Wear And Tear – “We” do not pay for loss ordamage caused by wear and tear. However,"we" will pay for the following which are causedby normal wear and tear:a. prong retipping;b. broken, worn or bent prongs;c. broken earring posts;d. clasp replacement;e. restringing of broken or stretched pearlstrands; andf. stone tightening
再比如 proof of loss 的第一条规定:the date, time, place, and details of the loss。如果我不知道什么时间在哪里丢的,是不是就不赔了?
其实我担心的就是卖保险的时候说的很好听,什么情况都赔。真到理赔的时候,保险公司有各种免责条款,各种情况都被排除在外了。