百慕大是英属，需要签证。

巴哈马或者墨西哥的cruise是不需要签证的。

Chinese citizens must obtain a visa before travelling to Bermuda. Bermuda Tourist visa is required for Chinese citizens. With this visit visa stay is usually short. Applicant is not required to be present when applying for Bermuda Tourist visa. A total of 5 documents are required for applying Bermuda Tourist visa. You can find Bermuda visa exemptions. (Source: https://visalist.io/bermuda/visa-requirements/china )