你的出租房一个月有给你3000纯收入嘛？
你租金缴税嘛？
3000 after tax income at 40% marginal tax rate gives you a gross income of 5k per month. Assuming some hoa and other expenses, you need a gross rent of 6k per month. 2 month rent of property tax is 12k. And I'm sure you have lower property tax rates than NYC and California.
Don't people even understand simple maths?



一堆乱码 发表于 10/6/2016 9:32:35 PM

算法是，如果不买这个房子，父母要租个差不多的租金要3000。

如果投资的话，3000 租金是收入，开支有很多，mortgage interest, property tax, insurance ,depreciation, property management, repair, 收入减开支如果有剩余才要交税，一般投资房，尤其在湾区的，没啥剩余，因为房子贵，贷款利息贵。还可以take depreciation.

这个房子给父母住， 损失的就是租金，因为保险和税和必要大部分开支都在。父母也不用搬家。

Have you heard of depreciation recapture? If not, you are in for ugly surprises in 20 years.


一堆乱码 发表于 10/6/2016 11:29:55 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2073861&postid=72945067#72945067][/url]

这个可以做1031 exchange . 不过这个根本不用考虑现在。几十年后的事情啊，还有留给孩子也不用交税