以下是引用dugubin在2005-12-9 11:30:00的发言：
只用一个信用卡能更快的积累信用
只用一个信用卡能更快的积累信用
| • | Pay your bills on time. |
| • | Keep balances low on credit cards. |
| • | Limit your credit accounts to what you really need. Accounts that are no longer needed should be formally cancelled since zero balance accounts can still count against you. |
| • | Check that your credit report information is accurate. |
| • | Be conservative in applying for credit and make sure that your credit is only checked when necessary. |
可是只有一个, BALANCE肯定很高. 偶们现在就是这样.