我来啦!!!!
我来啦!!!!
行啊。。你不回国拉? 咱们定一个岛上就行。。听说很小。。
I want to go too. kauai or big island in Dec.
[此贴子已经被作者于2008-9-2 17:47:34编辑过]
哈。。。我呆会儿上班的时候也CHAT去。。。
我儿子还在睡啊。。。我在等他睡醒才能送他上保姆家去。。。然后才能去上班。。。我无聊之极把睫毛刷成假睫毛一样了。。。有人感兴趣睫毛膏么。。。我可以免费推荐
今天真呀嘛真高兴~~
我老板同意了,不过他说,让我自己再想想是不是个好idea.
Anyway, 老板还是好老板,回头再说详细的,干活去了。
我还想问问你,你是上哪里做的手腕封闭啊。。。我妈的手腕扭了。。。麻烦了这下
my doctor is in bay area ya, so it's too far away for you.
I think you can ask your primary care physician, he/she should know who can do the shots.
我来奔点怀旧照片吧
也算上你啦!
我总共让她带5支浓密,5支纤长~
2浓密2纤长是小宝妈的
1浓密1纤长是emma妈的
1浓密1纤长是dearbear的
1浓密是你的
剩下一个纤长是我的。
一个没漏吧
...
睫毛膏就算用不完3个月也好扔了,细菌滋生啊
你在哪里打的手腕封闭,找什么医生啊。。。我妈也需要去弄一下
Every spending style has its own unique strengths, says financial expert Jordan Goodman, author of Master Your Money Type.
So you don't need to change the essence of who you are in order to
become a good money manager. Instead, build on your strengths and avoid
pitfalls by developing your understanding of yourself and your spending
personality.
Start by taking our quiz. It's designed to be fun, but you'll get some helpful tips, too!
1. Your child's bedroom can best be described as: | |
A. Brimming with toys, books, and clothes. It's pretty packed, but I love buying things for my child. | |
B. Clean and well-organized. It's a place for my child to sleep, store things, and enjoy a few toys or books. | |
C. A real mix. There are some treasures — and some junk. | |
D. Kind of empty. We haven't bought much furniture, but there's plenty of room for dancing and art projects. | |
E. Well-suited to my child. It has toys, books, durable furniture, and some open space for playing and relaxing. |
2. As you unfold a diaper, out flutters a sheet of paper saying, "Congratulations! You've won our $10,000 prize giveaway!" How will you spend it? | |
A. We'll go on some wild adventures that the kids will always remember, like riding in a hot air balloon. I'll use any leftover money for furniture, clothes, toys, and other fun stuff. | |
B. I'll put it right into my nest egg. | |
C. I'll pay off all the debt I can, starting with my credit cards, and try to resist spending any of it on myself. | |
D. I'll put it in my checking account and use it for living expenses. | |
E. I'll put half into an investment fund. We'll do something special (like a trip or a major purchase) with the other half. |
3. How often do you splurge on yourself? | |
A. Pretty often. I don't want to be a self-denying martyr mom. But I get stuff for my family, too! | |
B. I'm not sure—do tampons, toilet paper, and toothpaste count? | |
C. I try not to. But sometimes I see something I just can't resist — even if I can't really afford it. | |
D. Not very often. But when I do buy something for myself, I shop quickly and get the first one I like. | |
E. Occasional, reasonable splurging is a good thing. I'm just careful not to go overboard. |
4. Do you ever hide your spending from your spouse or partner? | |
A. Sometimes, but I'm not always good at it — and we've argued about how much I spend. | |
B. No, in fact I'm proud to show off how little I usually spend. | |
C. Yes, and I feel really guilty about it. | |
D. Not on purpose — but sometimes I forget to mention big purchases. | |
E. No, we're up front with each other about our spending. |
5. How do you feel about credit cards? | |
A. I love them — in fact, I can get a high from charging things. But I try to pay at least the minimum every month. | |
B. I don't like to charge things — it stresses me out. But I have a few cards for emergencies and travel. | |
C. I try not to use them, but occasionally I use a card for impulse buying. | |
D. Cards are easier than always having cash on hand. I'm not great at paying attention to the interest rates, though, and sometimes I forget to keep up with the bills. | |
E. They can be a useful tool. I use cards when it makes sense to, and I usually pay off the balance every month. |
6. It's Moms' Night Out! You and your friends have a great time drinking margaritas and trading stories about tantrums, head lice, and interrupted sleep. Then the bill arrives. What do you do? | |
A. Plunk down my card and say, "It's on me!" I figure I probably owe them all favors anyway. | |
B. Pull out my calculator, figure out my portion, add tip and tax, and put the exact amount on the table. | |
C. Last time I just threw in a $20, knowing it was more than I owed. So this time I pay a dollar or two less than my share. | |
D. I offer to put it all on my card and have the others pay me back in cash. I let them figure it all out. | |
E. I approximate my share, overestimating a bit so we don't come up short. |
7. Where do you buy toys, clothes, and gear for your kids? | |
A. Only the best for my babes! I'm a sucker for top-end stores and brands, but I also get great deals online. | |
B. Kid stuff is overpriced. I'd rather buy things used or get hand-me-downs. When I have to buy something new, I spend a lot of time comparing costs so I can get the best deal. | |
C. It depends — sometimes I spend way too much at the mall, so I try to balance it out by hitting yard sales. | |
D. The kids' needs sneak up on me. Who knew feet could grow so fast? I usually buy stuff in a crunch, just popping by the nearest store when we have a moment. | |
E. I buy some things full-price, but also shop online and look for used stuff and hand-me-downs. I do some cost-comparing for larger purchases and try and plan ahead so I can take advantage of sales and deals. |
8. How balanced is your checkbook? | |
A. I try to balance it regularly, but sometimes I pay with my debit card and forget to write it down. So my checkbook numbers don't always add up. | |
B. I balance my checkbook to the penny, and I often check it against my bank account's online service to make sure it's accurate. | |
C. I try to catch up whenever I can get to it. Unfortunately, there are some gaps. | |
D. Oh, that checkbook. It's in a drawer somewhere ... | |
E. I keep track of checks and debit card purchases. It's not accurate to the penny, but it's good enough. I check it against my monthly bank statement. |
9. Your child is turning 3 — tell us about the birthday party! | |
A. I invite everyone, rent a moonbounce, and get lots of great food. We have a fantastic time, but later I realize I spent a ton of money on a party my child probably won't remember. | |
B. I create a strict party budget and refuse to go over, even though it means I can't include my nephew. The party is fun, manageable, and inexpensive, but later I realize my sister is no longer speaking to me. | |
C. My child really wants a moonbounce, but I economize with a cheap, just-as-fun game of Twister instead. To cushion the blow, I order a custom flamingo-shaped cake. Everyone has fun, but later I realize that I didn't really come out that far ahead. | |
D. I plan a dance party and tell our friends about it. The day of the party, I run to the closest store for supplies. I overbuy because I'm not sure how many are coming. Everyone has a blast, but later I realize I have 50 expensive favors left over and no one had anything to drink. | |
E. I create invites with an early RSVP date, so if anyone declines, we can ask people from the "B" list. I rent a moonbounce but explain to my child that this means the cake, food, and party favors will be homemade. The party is a success, and my child enjoys helping with the preparations. |
10. Your child has to sell calendars to help fund an overnight class trip. How do you react? | |
A. I buy most of them. I always need calendars, and plus, I can give them out as gifts. I also buy a few from his friends. Why not? It's for a good cause. | |
B. I help him come up with a budget, and we figure out exactly how many calendars he needs to sell in order to go on the trip. | |
C. I encourage him to sell as many as he can, but I have a sinking feeling that I'll end up buying a lot of them right before the deadline. | |
D. I buy one from him just to be nice, but I leave everything else up to him. I figure it's his situation to deal with. | |
E. I buy one calendar. Then he and I sit down together and I help him develop his own plan for selling more. |
11. Your friend's toddler is wearing the cutest little boots — deep purple suede with red tassels. What do you do? | |
A. My toddler already has those boots in green. But now that I see that gorgeous purple, I may need to buy those too. | |
B. I resist the urge. Those boots must cost a fortune, and they'll be outgrown in a month! | |
C. I immediately ask where she bought them, so I can get some too. | |
D. I think my child would enjoy a pair, but I doubt I'll have time to find them. They're probably only available at boutiques or something. | |
E. If there's room in our budget, maybe we'll take the plunge. |
12. What gives you the biggest rush? | |
A. Bidding on an incredibly expensive Swedish highchair that I find on eBay for half the normal price. | |
B. Looking at my grocery receipt and realizing I've saved $40 by using coupons. | |
C. Treating myself to a shopping spree and not even thinking about prices — after all, I've stuck to my budget faithfully for months. | |
D. Making presents with my kids for everyone on our holiday list. We have a blast, and totally avoid the shopping frenzy at the mall. | |
E. Checking my savings account and realizing that we've saved enough for our trip to Hawaii. |
I am E, too.
对的对得,就是提子干,不是葡萄干,到了国内狂受欢迎,我都不知道什么区别来者.
提子is bigger than 葡萄?!
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