Hi, mm, don't feel blue/stressed b/c of money issue. 90,000 is still more than lots of families. You may have to be stingy on things, but I am sure you guys can make it! My husband and I are expecting our 2nd baby too. We are still both students. The thing matters to us is that both kids are not too far apart in age and they will be close growing up.. If you had waited for another 3-4 years or until your older one goes to school, then they won't be as close as you would like to see any more... So, think it is destiny and enjoy your pregnancy!