刚刚才知道上当了.
: 写在这里请大家主意.
: 被Chase card的 0 interest rate所诱惑,
: 做了个几千块钱的balance transfer to pay off my auto loan.
: 结果, 今天发现, 我不能pay off 我的purchase balance first.
: 而purchase interest rate is above 10%, which is much higher
: than the interest rate of my original auto loan.
: 就是说, 如果你要做credit card的balance transfer,
: 首先是一定要make sure you pay off all your purchase balance
: before your balance transfer is posted to the statement.
: 原因是, 你在balance transfer posted date 之后寄去的payment
: 全部都会apply to the lowest interest rate balance first.

not only chase,but also most CC
no use to argue
that is policy
just know the trick and be careful!