for 529, Your investment earnings grow free of income tax.

you invest into stock, you pay for the earnings every time you make a sale

以下是引用september在2008-6-2 13:07:00的发言：

middle high and high school in my area are very bad, only got 4/5 scores in the state.

we dont have good schools around here , i mean not that good

one elementary school in my district is kinda the best in this big area. and one high school which used to have bad reputation but now got into top how many in the country.

but we think as another way, it is really EASY for an asian kid to be top student here and high schools here, like every school else, top students will always have chances to go to harvard or whatever. cuz top students will have a great record. what did it say? prefer to be chicken head rather than dragon tail? and as top students, they get a lot more chances for all kinds of national activities for students, i always read it on our town newspaper.

so if in my family education is always the top priority, i cross my fingers to say, i have the confidence that lian lian will be top around here, then in fact she gets better chance to get into first class colleges....but if she's in a really really really good shool with a whole bunch of smart kids, im not sure if she can make it.....

this is our very selfish thoughts.

i think you are on the right track.  What matters the most is the child herself and her parents' influnce .....

[此贴子已经被作者于2008-6-2 13:13:10编辑过]

i still want to check the university programs here first

i m not hot on 529 but if its good i dont want to miss the chance

the top university here is pretty good, and as long as she keeps her grade above C....heiheiheihei

短你了

嗯， 大家都说他的那双眼睛会迷死人。。。

呵呵，谢谢

以下是引用september在2008-6-2 13:14:00的发言：

when I saw you said your financial consultant suggested,
I thought the tax might be the reason for you thinking about 529.....

Looks like my sense is right..

tax is a big head for rich class ha

but even my family is not that rich, since we have our own companies, there are still a lot of ways to play with it

so...more i talk, less interst im really in 529, but really good to know, so that i dont join becuz i know, not that i dont join cuz i dont know

我觉得很一般嘛，也就是逛个街杀死一群美少女只留带喘气的。。。

以下是引用september在2008-6-2 13:14:00的发言：

when I saw you said your financial consultant suggested,
I thought the tax might be the reason for you thinking about 529.....

Looks like my sense is right..

呵呵， 本来就赚的不多，又都交给IRS了，能省就省吧。 这年头，我不敢献身股市了。。。。

 呵呵。。。。 乍一看，以为某人出山

嗯， 每个家庭的具体情况不一样，要具体分析，我也没想好要不要参加， 正在研究中。

哈哈,你上那张大鬼背影弹钢琴的,意境全在那里了

good news good news

i got contacts who are in the music teacher association in this area, including all school music teachers and private teachers

so i forced them to fpromise to ind a teach in next two years for lianlian

就看到阳光明媚的两个大小帅哥了！！！

thats so true. thats why though one of the high school squeezed into top what, i still dont want to send her there, becuz they used to have bad reputations in gangs

so there is another high school here whose acedemic scores are not high enough to make top, but i know a lot of teachers there, and kids there are more disiplined

and here, in my town, all the kids that the regular high schools cant deal with (like gangs, teenager mothers,students who never do their homework, etc.) will be sent to a special high school. you can say it is discrimination, but they get more attention there,(kinda like a special needs school), they have special teachers and extremaly patient experts there to help those kids. so that make me feel  a lot better sending her to the regular school.