在网上查了以下 Marketplace 的plan. 父母都是7,8十岁, 总收入算$26000一年. 为什么很多PLAN的monthly premium都是0? 有人给父母买过marketplace的保险吗? 为什么这么便宜? 听说很贵呀?

这种就是用福利的保险了吧，没拿卡入籍之前慎用。。。

到底怎么算吃福利呀？ 我就是在网上把年龄 收入 zip code输进去 结果出来monthly premium 就是0 我也不敢相信居然是0。所以来问问

你把年收入填个20万看看就知道正常价格了

你把年收入填个20万看看就知道正常价格了
Sugus1217 发表于 9/27/2018 8:20:46 PM [url=http://forums.huaren.us/showtopic.aspx?topicid=2341927&postid=78631116#78631116]<img src="[url=http://forums.huaren.us/images/common/back.gif"/>]http://forums.huaren.us/images/common/back.gif"/>[/url][/url]

可是父母年收入怎么可能有20万呀。 有点存款， 和一套房子。 可是网上也没有要求填这些呀。

同问....

Marketplace的保险不算means-tested program. 只要有符合marketplace要求的合法身份（绿卡是其中之一），都可以享受marketplace的医疗补贴，不会有任何不良影响。美国政府不会找你麻烦，也不会影响以后申请绿卡或者入籍。

USCIS明确说public charge只包括以下范围："Public charge adjudications would only account for receipt of designated public benefits, including cash assistance for income maintenance, Medicaid (with limited exceptions for Medicaid benefits paid for an “emergency medical condition,” and for certain disability services related to education), Medicare Part D Low Income Subsidy, the Supplemental Nutrition Assistance Program (SNAP, or food stamps), any benefit provided for institutionalization for long-term care at government expense, Section 8 Housing Choice Voucher Program, Section 8 Project-Based Rental Assistance, and Public Housing. "
这里面没有marketplace insurance. 见 [url=https://www.uscis.gov/legal-resources/proposed-change-public-charge-ground-inadmissibility]https://www.uscis.gov/legal-resources/proposed-change-public-charge-ground-inadmissibility[/url]

移民律师的理解也是一样的： [url=https://immigrationanswerman.com/2015/12/07/will-the-government-go-after-the-i-864-sponsor-where-if-an-immigrant-signs-up-for-obamacare/]https://immigrationanswerman.com/2015/12/07/will-the-government-go-after-the-i-864-sponsor-where-if-an-immigrant-signs-up-for-obamacare/[/url]

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