没有吧？

我一开始都是膝盖着地的，慢慢的就好一点。

不会的

你看原价，好像要50刀呢

连手霜都要20几刀，我准备带回去送人。自己用cetaphil就好了

哇，以后团聚了呢！！！！！ 你们隔多远来着？

可不是嘛，最重要的指标。。HOHO

为啥更小了，不是吸空的原因吗？

嗯

主要是packing，没啥大家具了，就是个宜家的便宜吃饭桌子，和个沙发。家猪请了个同事搭把手

也不用咋pack了，乱七八糟装几箱

你去干正事吧，别在这里灌水啦。

现在的很不丰富 555

哈哈后来看到了。。。。。。。。。。。。现在离以前的学校远吗

哈哈。。。手霜我昨晚打开用了。。。想着一个月也想不起来用几次，好不容易想起来了就用点好的，HOHO

120唛

每周至少两趟commute，也挺辛苦的。俺家猪比较文弱的那种。。。

同意，全FUNDING CUT

30+哩？

搬回来以后再慢慢收拾。

汗

好吧

先去弄午饭吃

120麦，他每天只用去上两趟班？

那是minimum，单程120

他也是发考题

把trust/will的总结贴过来，我搜集的，zt:

Will and living trust 立遗嘱的一些讨论

我看到大家有一些讨论，是关于遗嘱的事情。

我觉得很重要。 我以前有收集到一些讨论，列在下面，大家自己去看和理解。

我觉得，很关键的问题是，孩子如果未成年，她是不能继承家里的财产的，必须要有合法的监护人。 你买的各种人寿保险，他们也是得不到的。 要有你指定的信托人，去处理这些财产和保险金，然后可以转给你指定的监护人，用在孩子身上。

没有遗嘱，财产要被政府接管。 你的孩子要被送往寄养家庭。然后，你国内的亲戚朋友会上诉法院，争取这个监护权和继承权。 这个过程，花钱，花力气，花时间。 不如现在，把事情都安排好，内心平安，无所牵挂。

我在中部的一个州，只花800美元做了全套的Will and Trust。 我感觉律师还是比较专业的。 把很多情况都考虑到。 文字也很严谨。 我是比较满意的。 大家可以考虑用律师或者自己好好钻研一下，自己做。公证人是必须的。

大家自己看下面的例子吧。 是我在前两年期间收集的。 希望那些连接还能看到内容。

A Math-Mom

more, on trust/will:

生前信托（living trust) 和遗嘱

我们前2年做的living trust，同时律师做了一份遗嘱。自己付了$120公证费用，其他的由公司的保险付（约$1500)。

MS生前信托主要是为了双方有一人先走时，放在信托里的财产（主要是房地产）不必 going through 劳民伤财的 probate。而遗嘱是人走后如何分配信托里的财产。

我们定的信托管理人是配偶，如果两人一起走，信托管理人和小孩子的监护人为大孩子，到小孩子成人时等分信托里的财产。

遗嘱写明，配偶一方先走，信托里的一半财产按照此配偶的遗嘱分配：俺们都是平分给孩子外，给自己家人留一点。如果孩子未成年，此份财产由当时的监护人代管。

配偶再婚时自由支配自己的另一半财产。

WHAT IS TRUST/WILL?

intestate

Not having a valid will, or a person who has not made a will.

testate

Having a valid will.

testator

A person who makes a valid will.

trust

A written arrangement whereby an appointed trustee is given money or assets to hold and manage for the benefit of those defined in the deed which created the trust.

trustee

A company, or individuals, appointed in the trust deed to hold the trust assets and to be responsible for the management of a trust.

Will

A written document which when properly executed controls how a person's assets are to be dealt with after his death. If improperly executed the document may not constitute a will.

WHY A LIVING TRUST?

There are many different reasons why you may consider putting money into trust. The following are some of the main ones:

To make prudent provision for your family and later generations in case of unforeseen circumstances.

To assist in tax planning. Setting up a trust may help to reduce tax liabilities and can be especially helpful in minimising potential Inheritance Tax liabilities.

To make a gift with conditions based on your wishes or the beneficiary's circumstances. You can set down guidelines on how your trustees should deal with the trust, and at what age and in what circumstances your intended beneficiaries can have full benefit from the trust.

To protect assets where, for whatever reason, you think it appropriate that assets are placed in trust rather than allowing a beneficiary full freedom to dispose of them.

IF YOU OWN A HOME OR HAVE MINOR CHILDREN, A LIVING TRUST IS FOR YOU.

A REVOCABLE LIVING TRUST, also known as a LIVING TRUST, is a modern substitute for a traditional Will. Like a Will, the purpose of a Living Trust is to distribute your estate at death. Wills are no longer desirable, because a traditional Will puts your estate into court at death, a process called Probate. Probate is costly (3-10% of the gross value of the estate), and time-consuming (1-2 years on average), as well as frustrating for your heirs.

A Living Trust, properly funded, will AVOID THE PROBATE process, its time consumption, and its cost. With a Living Trust, your estate will be distributed to your heirs with minimal expense , and, usually, in less than six months!

In a Living Trust, you name yourself as the Trustor (person who sets up the Trust), the Trustee (person who manages the Trust), and Beneficiary (person who gets the assets from the Trust). As Trustor, you, and only you, can make changes to the Trust, via Amendment, or cancel the Trust, by revoking it. As the Trustor, you have complete control over the terms of the Trust.

As the Trustee, you manage your estate, much as you do now. You can buy, sell, invest, bank, and give assets out of the trust, as you wish. In the Trust, we will name Successor Trustees, who will take over management of the Trust whe you are deceased, or incapacitated.

Once you are deceased, your Beneficiary will inherit the estate, under the terms of the Trust.

Other benefits of a Living Trust include:

Avoiding a conservatorship on your estate if you become incapacitated;

Controlling the assets of the estate while you are alive, and, if you wish, after your death. You can prevent wasteful heirs from depleting their inheritance, and protect the inheritance of disabled heirs.

For married couples, a Living Trust can save, potentially, hundreds of thousands of dollars in Estate Tax (inheritance tax or death tax);

Assets receive a step-up in basis at your death, thereby reducing or eliminating any capital gains for your heirs when they sell appreciated assets;

Peace of Mind, knowing your estate will go only to the heirs you with to inherit, not to any other people.

As you can see, the Revocable Living Trust has many advantages over a traditional Will. No wonder so many families are using it to their advantage!