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doudoudou
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  • @2007-04-23
发表于:2009-07-15 11:17|只看楼主
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condo inspection/insurance 多大必要?

请教买过condo的TX:


1. new condo built in 2006, seller/builder provide one year AHS home warranty. 是不是没啥必要做inspection? 代理比较小心说,inspection is always good。condo inspection主要检查啥?要是就是看看开关,电器,上下水,就不要花这个钱了。


2.  good faith estimate 包括了hazard insurance premium. 这个就是home insurance了吧?我们有one year home warranty,是不是可以waive insurance?


3. 听说可以用信用卡付insurance,tax,how exactly?


多谢,还想自己装个门,这个要打报告吧,condo自由度还是小很多啊。

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babybaby
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  • @2008-02-12
发表于:2009-07-15 11:23|只看TA
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Home warranty is different from hazard insurance. It won't cover your expense in case there is a fire or sth
which completely destroys your home.
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cyonnie
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  • @2009-07-13
发表于:2009-07-15 11:40|只看TA
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我也想问

正考虑condo,所以想问condo的白蚁检查有多大必要,因为房子都是连在一起的,外围据说HOA会管,所以不知道需不需要做。
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faye
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  • @2004-01-25
发表于:2009-07-15 14:13|只看TA
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http://www.huaren.us/dispbbs.asp?boardid=337&Id=608942&page=2


 


checked the above link


 


If you do inspection, you can ask for a list of things they will check. So you know whether it is worth.


 


I think, if you know little about house stuffs, you'd better have someone (either professional inspection or someone have a lot of experience with house) to take a look.

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doudoudou
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  • @2007-04-23
发表于:2009-07-15 23:17|只看楼主
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是得,没有太大必要。agent说这个unit是sold as is, 就算有问题,builder也不可能修,顶多给点credit,也很难讲的。所以我们不做了,至于termite更没有必要,你家的没了,别人家的不会飞过来吗?

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qbly
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  • @2009-01-01
发表于:2009-07-16 01:07|只看TA
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condo's insurance should be included in your HOA, you do not need to buy any other insurance. But check your HOA service for sure.
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vickybamboo
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  • @2006-11-08
发表于:2009-07-16 09:30|只看TA
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HOA fee里面包括了Master insurance,是不是就不用买hazard insurance premium呢?
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vickybamboo
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  • @2006-11-08
发表于:2009-07-16 09:31|只看TA
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Home warranty貌似是保家电的,有问题的话管修

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