changed from 2045 target index to below. Majority is stock now. Filled out the question about when to retire and then the management company recommends aggressive strategy.

Plan to retire in 20 years.

the foreign stock doesn’t seem to perform as strong as US but it doesn’t let me change as I like- the 401k management company determines it

international比例太高了吧，未来几年都不太可能outperform美国的。我的mid/small cap比例也很低，不超过10%。