虚心请教-第1页

应该是的，我把一些有关资料收集了一下贴在下面了：

In-Depth Credit Card Review:

Blue Cash from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back reward program.

Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.5% rebate. "Everyday Purchases" made at drugstores, gas stations, and U.S. supermarkets earn up to a 5% rebate. Rebates are limited to the first $50,000 in spending annually.

Aside from the cash rebates, this card provides common benefits and services commonly found with American Express credit cards, such as the buyer's assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance.

This card has no annual fee and a reasonably low interest rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first six months of membership that can be applied towards purchases. A 4.99% introductory rate is available on balance transfers for the life of the loan. It is important to note that the balance transfer introductory rate only applies to those who initiate a transfer when applying for the card.

Therefore, those who plan to take advantage of the cash back reward program for "Everyday Purchases" (to earn the highest rebate) and the various standard services provided will benefit most from what Blue Cash from American Express has to offer.

Most Attractive Feature: Up to 5% cash back reward; no annual fee; 0% introductory rate.
Least Attractive Feature: Cash back rewards are earned for purchases only.

Key Card Information
Introductory Rates and Terms
Intro Rate:	0.00%
Time Period:	6 months
Applied Towards:	Purchases
Intro Rate Details:	A 4.99% introductory rate is available on balance transfers for the life of the loan if a transfer is submitted during the application process.
Miscellaneous Rates and Terms
Credit Limits:	$100,000 (Maximum) / $2,000 (Minimum)
Purchases APR:	12.24% Variable
Cash Advance APR:	22.24% Variable
Finance Config:	Average Daily Balance (including new purchases)
Grace Period:	20 Days
Fees Associated with this Card
Annual Fee:	$0
Add. Cardholders:	$0
Late Payment Fee:	$15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000
Over-the-Limit Fee:	$35
Cash Advance Fee:	3%, $5 minimum for Express Cash transactions
Balance Transfers:	There is no balance transfer fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable transaction.

The Rewards Program Highlights
Optional Reward:	No
Rebate Minimum:	.5%
Rebate Maximum:	5%
Additional Rebates:	General purchases earn up to a 1.5% rebate; "Everyday Purchases" made at drugstores, gas stations, and U.S. supermarkets earn up to a 5% rebate.
	General purchases earn a .5% rebate up to $6,500, and 1.5% over $6,500 up to $50,000; "Everyday Purchases" earn a 1% rebate up to $6,500, and 5% over $6,500 up to $50,000.
Yearly Limit:	Cash rebates are limited to $50,000 of annual eligible spending.

Additional Highlights of Interest

Special Card Benefits and Features

Various Internet account related services.
Year-end financial statement.
Built-in ExpressPay feature to make purchases without having to swipe the card.
Access to CoolBlueOffers for discounts at various participating merchants and retailers.
No liability for unauthorized Internet transactions.
Return protection.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance.
Emergency card replacement.
Trip planning assistance.
Medical referral services.
Legal referral services.
Up to $100,000 in travel accident insurance.
Guaranteed hotel and motel reservations.
Various travel and emergency assistance services.