Presidential 3.87%显然比ING Direct好吗?-第1页

iceui

0操作1 ^#

Presidential 3.87%显然比ING Direct好吗?

http://www.presidential.com/PremierSavings.htm

EARN A VARIABLE 3.87% ANNUAL PERCENTAGE YIELD ON YOUR SAVINGS

A Presidential Premier Savings Account pays you 3.87% APY on balances up to $35,000. Balances in excess of $35,000 earn a competitive 2.62% APY.

GET THESE FEATURES WITH YOUR PREMIER SAVINGS ACCOUNT

FREE 24/7 real time PC banking with online balances, statements and transfers between accounts

FREE online archive of bank statements (you still get these in the mail too)

RECEIVE Deposit Confirmation via email

有何建议? 我准备加入了，不知是否有coupon?

[此贴子已经被作者于2005-8-17 18:50:00编辑过]

guaguanj

0操作2 ^#

It is a hard inquiry on your credit. So be prepared if you get rejected.

yoyolal

0操作3 ^#

hard inquiry 啥意思? 被拒有啥后果?

guaguanj

0操作4 ^#

It means it has a high requirement on your credit history. It has no

bad consequences except your credit score will be deducted a little for

this inquiry (actually it doesn't matter you are accepted or not).

huanhuan

0操作5 ^#

以下是引用iceui在2005-8-17 18:49:00的发言：

http://www.presidential.com/PremierSavings.htm

EARN A VARIABLE 3.87% ANNUAL PERCENTAGE YIELD ON YOUR SAVINGS

A Presidential Premier Savings Account pays you 3.87% APY on balances up to $35,000. Balances in excess of $35,000 earn a competitive 2.62% APY.

GET THESE FEATURES WITH YOUR PREMIER SAVINGS ACCOUNT

FREE 24/7 real time PC banking with online balances, statements and transfers between accounts

FREE online archive of bank statements (you still get these in the mail too)

RECEIVE Deposit Confirmation via email

有何建议? 我准备加入了，不知是否有coupon?

这个是不是insured的呀? 有木有风险?

iceui

0操作6 ^#

以下是引用huanhuan在2005-8-19 13:34:00的发言：

这个是不是insured的呀? 有木有风险?

All of checking and savings accounts are FDIC insured.

木有风险的呀.

iceui

0操作7 ^#

以下是引用yoyolal在2005-8-17 21:58:00的发言：
hard inquiry 啥意思? 被拒有啥后果?

Hard inquiries (those done by lenders, not you) for credit will negatively impact your credit score. Each hard inquiry will cost about 5 points on a credit score. Soft inquiry will not harm your credit score.

Each time you fill out a credit card application, the inquiry counts as a hard inquiry.

About one-fifth of credit scores lay in each of the following ranges: below-620, 620-690, 690-745, 745-780, and 780-above.

iceui

0操作8 ^#

I got one in three days. Very easy.

In the meantime, I applied for USAA and now I'm waiting for the approval of transfering

between Presidential, ING, and my local bank.

dasani

0操作9 ^#

如果近期不贷款，买房，买车，hard不hard的没什么大不了的

portlandite

0操作10 ^#

天啊，又看到了这个

这个比ING好么？有大牛给科普一下？