坐标 西雅图

家里附近的停车位，刮蹭了别人的车
自己全责，保险公司修了对方的车，小毛病

但是今年发现自己被记录了4个点到DMV，保费大涨

请问这个正常吗，一般停车场之类的刮蹭会记录4个点？

有什么办法可以降低保费，换了一家公司但是也能看见有记录，保费也很高

谢谢

Take an online defensive course. In NY at least it reduces points by 4. What did you get points for? Normally you wouldn't get points unless you did something reckless to cause the accident.

回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2405677&postid=80173287#80173287]2楼zicklingrad的帖子[/url] 你好，我看参加online 一般是法庭交给DMV之前才能减免把 就是别人车停在那，我后退的时候蹭了一点点，给他留了一张字条，并不是大事故，保险公司好像赔了1000左右。居然有4个点

回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2405677&postid=80173287#80173287]2楼zicklingrad的帖子[/url] 我也不知道4个点从哪来的，我看保险写的就是这次事故有四个点

回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2405677&postid=80173654#80173654]4楼yangzongwu的帖子[/url] Are you sure the points are from the accident? What state are you in? I am in NY. Here I think only cops give out points for moving violations. I haven't heard of anyone who got points without getting a traffic ticket. But, I give you a lot of credit for leaving a note. My car has been hit many times while parked, and no one has ever left a note. The jerks just hit my car and ran away.

回复 [url=http://forums.huaren.us/showtopic.aspx?topicid=2405677&postid=80181709#80181709]5楼zicklingrad的帖子[/url] WA I changed another insurance company They also find 4 point in system marked as that parking lot accident

I was curious so I did a google about points in WA.
[url=http://rd2.huaren4us.com/huaren.php?hrtopic_id=2405677&hrurl=https%3a%2f%2fwww.avvo.com%2flegal-answers%2fwa-driver-s-license-points-433033.html]https://www.avvo.com/legal-answers/wa-driver-s-license-points-433033.html[/url]
[url=https://www.idrivesafely.com/defensive-driving/washington/traffic-tickets-and-violations/]https://www.idrivesafely.com/defensive-driving/washington/traffic-tickets-and-violations/[/url]

WA does not use a point system so I am not sure what point system you are referring to. Maybe the insurance companies in WA have their own point systems?

没有警察报告，罚点的依据是什么？